Real life’s not always a bed of roses.

Accidents, unemployment, critical illness and … worse … don’t just happen to other people.

If you value peace of mind for you and your family, talk to us about affordable Protection Policies. 

Personal & Family Insurance Protection

So if the worst happens, finance is the least of the worries

We all plan our finances around things going right. But we all know that nothing in life is certain, which is why protection insurance is invaluable for you, your family or your business. We recommend all our clients include it in their financial planning considerations.

A personal protection policy gives you a safety net to minimise any impact on your income, savings and investments at the times when you need it the most. We offer a range of protection plans for individuals.

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    Looking After People, As Well As Finances

    When you choose Throp Financial Planning, you are partnering with a small but highly experienced team of financial advisers.

    Since 1996 and across the UK we have been helping clients to make choices which match their short-term and long-term goals.

    It is by getting to know you and your unique situation which helps us provide the best advice.

    Read Client Reviews

     

    Don’t gamble. Protection makes sense.

    1
    Your Position We need to discuss your family, home and business. There are options to consider and we can advise better when we know about you, your income and your life plans.
    2
    Your Goals Let’s discuss your outlook and commitments. We need a realistic view on the implications of any of the real world misfortunes on your family.
    3
    Your Decision With so many options to choose from, a pragmatic approach is called for. We can advise, you must decide!

    Protection for whatever life brings

    Life Cover Helps protect your loved ones financially should you die or are diagnosed with a terminal illness Mortgage Protection Covers your monthly repayments if you can no longer afford them due to a range of circumstances. Critical Illness Provides a tax-free, one-off payment for listed serious illness. Inheritance Tax Minimise the risks of paying inheritance tax out of the value of your estate. Business Protection The financial back-up to withstand the loss of an employee, business or profits Accident, Sickness & Unemployment cover PLEASE NOTE: This policy isn’t available for purchase at the moment due to Covid restrictions - however, this is temporary and once reintroduced the website will be updated accordingly. For more details please speak to an adviser. Income Protection Financial support if you find yourself unable to work, due to accident or illness

    Like to discuss personal, family or business insurance protection?

    I’m Vincent and would be pleased to chat over the advice you may need and tell you how we’ve helped other clients in a similar way

    Click Here to Arrange

    Making sure your Insurance keeps in tune with your needs

    The markets change. Your life position changes too. It make sense to regularly review all aspects of your finances and that includes your protection insurance, to make sure your policy provides adequate cover for your changing needs. This minimises the risks of your policies being ‘under insured’, so payouts don’t cover your family’s needs.

    Reviews Full annual review (or more frequent if agreed)
    Reports Full presentation of values, investment, and projections
    Open Access We're always on hand to help or advise
    Vincent has been our financial adviser for over twenty five years. He has helped us through the good times and bad. We are so lucky to be looked after by such a talented and friendly adviser. We cannot thank him enough for the service he has provided Oxford

    Client reviews are submitted to, and verified by, Vouched For.

    Circles Circles
    family in the park
    Our Eye on Personal Protection Read Blogs
    What is Life Insurance? Read Blog
    The world is changing – so should your insurance Read Blog
    Protection Calculator - Calculate your Risk Click Here for more information Circles Circles

    Other Services from The Throp Team

    Tax Efficient Savings & Investments Find Out More
    Pension Advice Find Out More
    Mortgage Advice Find Out More
    Home Insurance Find Out More

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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    Throp Financial Planning is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited who are authorised and regulated by the Financial Conduct Authority. The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it. Approved by the Openwork Partnership on 14th March 2023